With electricity prices continuing to put pressure on household budgets, there has never been a better time to explore ways to reduce your energy costs and improve your home’s energy efficiency.
The NSW Government’s Home Energy Saver Program is designed to help eligible households make energy-saving upgrades more affordable through access to zero-interest loans of up to $15,000.
At Clean Earth Solar, we help homeowners understand their options and find the right solar and battery solution for their property, energy usage and long-term goals.
What Is the Home Energy Saver Program?
The Home Energy Saver Program is a NSW Government initiative designed to help households reduce their electricity bills, improve energy efficiency and make their homes more comfortable.
The program provides eligible applicants with access to zero-interest loans of up to $15,000, helping fund approved energy upgrades without the burden of paying the entire cost upfront.
For many households, this could be an opportunity to invest in energy-saving technology, reduce reliance on the electricity grid and take greater control of their household energy costs.
Who Is Eligible?
To qualify for the Home Energy Saver Program’s zero-interest loan, applicants generally need to meet the following requirements:
- Own a property in NSW, either as an owner-occupier or landlord.
- Be an Australian citizen or permanent resident.
- Have a combined annual taxable household income of up to $210,000.
- Meet the relevant finance provider’s credit assessment and other program requirements.
Eligible applicants may be able to access a zero-interest loan of up to $15,000, with repayment terms of up to 10 years, subject to approval and the applicable program conditions.
Eligibility and lending criteria should always be confirmed with the relevant provider before proceeding.
What Upgrades Can the Program Help Fund?
The Home Energy Saver Program covers a range of approved energy-saving technologies, helping households improve efficiency and reduce reliance on grid electricity.
Eligible upgrades may include:
- Rooftop solar systems – generate electricity from sunlight and reduce the amount of power you need to purchase from the grid.
- Home battery storage – store excess solar energy for use in the evening or during periods of higher electricity demand.
- Heat pump hot water systems – improve the efficiency of heating water.
- Reverse-cycle air conditioning – provide efficient heating and cooling throughout the year.
- Electric vehicle chargers – support convenient home charging for electric vehicles.
- Switchboard upgrades – help prepare your home for new electrical equipment where required.
- Induction cooktops – provide an efficient electric cooking alternative.
- Insulation and other eligible improvements – help improve indoor comfort and reduce energy waste.
Not every product or installation automatically qualifies. The technology, supplier, installation and finance application must meet the relevant program requirements.
Can You Combine the Program with Other Government Rebates?
Eligible Home Energy Saver upgrades may be combined with other government incentives, provided all applicable requirements are met.
For example, eligible solar and battery installations may also benefit from applicable incentives under the Australian Government’s Small-scale Renewable Energy Scheme.
Combining eligible incentives can help reduce the overall cost of an upgrade and make investing in solar and battery storage more accessible.
The value of any applicable incentives will depend on your circumstances, the equipment selected and the current program rules.
How Clean Earth Solar Can Help
At Clean Earth Solar, we believe investing in solar should be straightforward, transparent and tailored to your household.
We work with homeowners across the Hawkesbury and Western Sydney regions to design and install quality solar and battery systems that suit their energy needs.
When exploring a solar or battery upgrade through the Home Energy Saver Program, our team can help you:
- Understand your options: Discuss your energy usage, electricity bills and what you want to achieve from your system.
- Choose the right equipment: Explore suitable solar panels, inverters and battery storage options for your property.
- Understand the process: Help you understand the relevant requirements and next steps for obtaining an eligible quote and progressing your application.
- Plan for long-term performance: Focus on a properly designed system that delivers value beyond the initial installation.
We take pride in providing honest advice, quality workmanship and reliable customer support. Our systems are installed by our own in-house teams, with a focus on doing the job properly rather than simply offering the cheapest price.
Program participation is subject to the relevant provider’s approved supplier requirements. We will confirm the available application pathway and our eligibility to supply the selected upgrade before proceeding.
How Do You Get Started?
If you’re considering solar panels or home battery storage, getting started is simple.
Step 1: Discuss your energy needs. Tell us about your current electricity usage, your property and whether you’re interested in solar, battery storage or both.
Step 2: Explore a suitable system. We’ll help you understand the equipment and system configuration that may work best for your household.
Step 3: Check your eligibility and funding options. Review the Home Energy Saver Program requirements and confirm the available options through the relevant approved provider.
Step 4: Plan your installation. Once your system, eligibility and funding arrangements have been confirmed, you can move forward with greater confidence.
We’ll Guide You Through the Process
Navigating government programs, eligibility requirements and financing options can feel overwhelming, especially when you’re simply looking to reduce your electricity bills and make the switch to solar and battery storage.
At Clean Earth Solar, we’ve already helped many homeowners get set up and navigate the process, helping them understand their options and what steps to take next.
You don’t need to have everything figured out before contacting us. Our team is here to guide you through the process, answer your questions and help you understand the options available for your home.
From choosing the right solar and battery system to understanding the relevant program requirements and application process, we’ll help make things as straightforward as possible.
We believe every homeowner deserves honest advice, clear communication and a system designed to deliver long-term value — without the pressure or confusion that can come with making a major investment in your home.
If you’re unsure whether you qualify, or simply want to understand how the Home Energy Saver Program could work for you, get in touch with our team for a conversation. We’ll help you understand where you stand and what your next steps could be.
Ready to Explore Solar and Battery Storage?
The Home Energy Saver Program may provide an opportunity for eligible NSW households to make energy-saving upgrades more affordable.
If you’re looking to reduce your reliance on the grid, take greater control of your electricity costs or prepare your home for battery storage, Clean Earth Solar is here to help.
Frequently Asked Questions
How much can I borrow under the Home Energy Saver Program?
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Eligible NSW households can access a zero-interest loan of up to $15,000, with repayment terms of up to 10 years, subject to approval.
Can I use the loan for solar panels and a battery?
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Yes. Rooftop solar and home battery storage are among the eligible upgrades, provided the equipment, installer and application meet program requirements.
Can I combine the loan with other rebates?
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Eligible solar and battery installations may also qualify for incentives under the Small-scale Renewable Energy Scheme, as long as all rules are met.
Do solar quotes in NSW include the rebate?+
The loan is for property owners in NSW, including owner-occupiers and landlords.